RiskEvents
ClosedMedium impactAI Generated

Hurricane Melissa – Jamaica – October 2025 (Ongoing Recovery)

Occurred 1 Oct 2025·Detected 10 May 2026·
🇯🇲 Jamaica, Caribbean – Western parishes most severely affected7 reportsCAT HMJAEnded 31 Oct 2025
Natural CatastrophePandemic & HealthPropertyMarine CargoEnergyCasualty & LiabilityLife & Health

Hurricane Melissa made landfall as a major hurricane in Jamaica in October 2025, causing significant damage across all Western parishes. As of May 2026, some communities remain without electricity and piped water, healthcare access is limited in the worst-affected areas, and standing water and debris pose health risks including water-borne and mosquito-borne diseases. The UK FCDO travel advisory flags the ongoing humanitarian and health situation for British travellers.

AI-generated from linked source reports. See our correction policy.

Impact verdict

Medium impact. A major hurricane causing island-wide damage to a Caribbean nation carries significant insured loss potential across property, energy, and marine lines, with ongoing public health risks extending the claims tail. However, the advisory does not quantify losses and Jamaica's insurance penetration rates moderate total insured exposure.

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Geographic Zone Matches

1 active match

  • Caribbean Hurricane Zone
    Rule-basedConfidence 100%

Geographic zone matches are RiskEvents spatial/analytical indicators, not coverage determinations or Lloyd's official classifications.

Affected countries

🇨🇺 Cuba🇯🇲 Jamaica🇱🇮 Liechtenstein

Lloyd's classifications

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